Ctrust Financial - Guidance. Strategy. Results. Check Your Approval Readiness →
SERVICES & PRICING

What we do, what we charge, what we do not.

Three core services. One flat fee. Total transparency.

Strategic Pre-Planning

Before a single application is filed, we map your approval options. Income, employment stability, credit reality, vehicle goals - all weighted, all assessed, all turned into a clear written plan.

WHAT IS INCLUDED
  1. Self-reported intake assessment
  2. Tier classification (Gold / Silver / Bronze)
  3. Lender pool identification
  4. Vehicle budget calculation
  5. Down payment optimization
  6. Timeline estimate

Full Dealer Representation

We become your buyer's representative with vetted Florida dealers. We negotiate the deal, structure the financing, review the contract, and coordinate every detail. You meet the dealer once: at delivery, when your vehicle is ready.

WHAT IS INCLUDED
  1. Dealer matching based on your tier
  2. Full negotiation on your behalf
  3. Application package preparation
  4. Contract and term review
  5. Delivery coordination
  6. You meet the dealer only at vehicle pickup

Credit Roadmap (Bronze Tier)

If you score Bronze, we do not say no. We give you a 60 to 90 day roadmap to Silver or Gold, with monthly check-ins. When you are ready, we resume. No second fee.

WHAT IS INCLUDED
  1. Bronze-tier diagnostic
  2. Specific credit improvement actions
  3. Monthly progress check-ins
  4. Re-tier when ready
  5. Resume to full dealer representation
  6. No additional charge
TRANSPARENT PRICING

One flat fee. Disclosed up front. Paid only when you engage.

CONSULTING FEE
$1,000flat

Disclosed up front. Paid by you. Never disguised in your vehicle financing. No commissions from dealers. No back-end kickbacks. No surprises.

  • Full Approval Readiness assessment
  • 30-minute strategy consultation
  • Custom approval roadmap
  • Full dealer representation
  • Contract and term review
  • Post-delivery follow-up
Start with the Free Assessment →
BOUNDARIES

What we explicitly do not do.

Clear scope. Clear conscience.

OUTSIDE OUR SCOPE

  • We do not pull your credit
  • We do not issue financing or loans
  • We do not sell or hold inventory
  • We do not take title to vehicles
  • We do not repair credit directly
  • We do not accept dealer commissions
  • We do not share your data
  • We do not promise specific approval
  • We do not serve clients outside Florida
  • We do not serve clients outside medical

Start with the free assessment.

3 minutes. No credit pull. Personalized result.

Check Your Approval Readiness →